With the revolution in rules 2025: will Pix methods and financial transactions, Pix emerged as a fast, safe and efficient alternative for transfers between accounts.
Since its launch, the system has been widely adopted by Brazilians, offering a convenient way to make instant payments and transfers.
However, to ensure its continued effectiveness and security, the Central Bank of Brazil periodically updates and implements new rules and guidelines for the operation of Pix.
In this article, we will explore the new Pix 2025 rules, their implications for businesses and consumers, and how these changes may impact the Brazilian financial landscape. Keep reading!
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What were the changes to Pix in 2023?
In 2023, Pix had already received new russia whatsapp number data from the Central Bank, aiming to prevent fraud attempts, expand the reach of the service and make Pix even more functional for consumers.
Check out a summary of the latest updates that Pix received last year:
- End of limit for transfers to companies: since 2023, there are no more limits for transfers between corporate accounts via Pix. Each institution can determine the maximum amount for this type of transaction.
- Increased purchase limit: with the new rules, the limits for Pix transactions for purchases are now the same as for TED. Previously, these limits were in line with the limits for debit cards.
- Retirement, salary and pension payments: since 2023, the National Treasury has also started to pay retirement, pensions and salaries to public employees through accounts linked to a Pix key .
- Facilitation of receipt by banking correspondents: the Central Bank also facilitated the receipt of funds by banking correspondents through Pix.
What are the new rules for Pix 2024?
In 2024, the Central Bank also write regularly and be consistent new updates for Pix. With this, Bacen’s intention is for the instant payment system to become increasingly efficient and functional , reaching an increasingly larger audience.
Bacen has regularized the use of scheduled Pix Recurring, for example, and is focusing on new tools. Check out the new Pix solutions :
1. New rules for Pix’s nighttime hours
Pix’s operating hours have always ba leads a nighttime limit , which limits transactions. This is to prevent scams and fraud attempts, which usually occur outside of business hours.